Advice Column: Managing Your Finances: Lifestyle Tools

The following guide has been prepared to help you manage your finances and enable you to live a healthy and whole lifestyle. It isn't meant to replace the advice of a certified financial planner who is able to effectively assess and speak into the financial aspect of your life. Decisions made and questions resulting from this material should be brought to the attention of a certified financial planner who is able to assess your situation. We are unable to be responsible for decisions made resulting from this guide as it has been prepared for a general audience only and not the results of an assessment of your specific situation.

    Cell Phones:

      Cell phones are a great way of staying in touch with family, friends and contacts. There are plans available to meet any budget and lifestyle need. In addition to the monthly service charges you should be setting aside money in your budget each month for the purchase of your next cell phone. This is to pro-actively address accidental loss, damage to the equipment, theft and natural wear and tear of the device.

    Home Entertainment (Telephone, Long Distance, High Speed Internet and Television):

      The market place is very competitive for home entertainment. Bundling home phone, long distance, high speed Internet and television services from one provider tends to be less expensive per month than having multiple suppliers. Before pursuing a bundle ensure it will meet your needs. Questions to be asking may include the geographical area and hours covered by the long distance package and the band width the Internet component will supply you with.

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